CDHC Providers

The concept of Consumer Driven Health Care (CDHP) has blossomed over the past decade with the continued upward pressure on medical cost inflation, which in turn, drives up health insurance premiums. The CDHP model basically puts the consumer/patient back in control of their dollars, and drive down pricing through consumerism just like every other industry. (Hence, the name of this website)

The components include HSA’s (Health Savings Accounts), FSA’s (Flexible Spending Account), and HRA’s (Health Reimbursement Arrangements) or a combination of the three. When any of these 3 are combined with a high deductible health plan (HDHP), it puts the patient/consumer back in charge, and utilizes tax free dollars for extra incentive.


Consumers for Health Care Choices (CHCC) – CHCC at The Heartland Institute is a national effort devoted to empowering health care consumers to preserve individual freedom and the quality of care in America’s health care system. CHCC brings doctors, insurers, privacy advocates, health care entrepreneurs, and consumers together in a single organization that communicates effectively to policymakers, civic and business leaders, opinion leaders, and the general public.