CDHC Providers
The concept of Consumer Driven Health Care (CDHP) has blossomed over the past decade with the continued upward pressure on medical cost inflation, which in turn, drives up health insurance premiums. The CDHP model basically puts the consumer/patient back in control of their dollars, and drive down pricing through consumerism just like every other industry. (Hence, the name of this website)
The components include HSA’s (Health Savings Accounts), FSA’s (Flexible Spending Account), and HRA’s (Health Reimbursement Arrangements) or a combination of the three. When any of these 3 are combined with a high deductible health plan (HDHP), it puts the patient/consumer back in charge, and utilizes tax free dollars for extra incentive.